Portfolio Loan

If you own 3+ rental properties, it’s time to begin strategizing about how you to take one step that allows you to capture pooled equity, acquire new properties, and simplify your life. That is what utilization of portfolio real estate financing can do for you. This type of loan product can also be labeled as a “blanket loan”. What is a portfolio loan? The Portfolio loans are based up the DSCR calculation mentioned in the DSCR loans page. It allows the property to qualify for the loan instead of the investor’s qualification metrics.

The portfolio loan allows investors to aggregate all their current properties or acquire a pre-determined collection of new properties all at once within one single portfolio umbrella. Consolidation can reduce the immediate cash flow of existing properties, yet help you achieve accelerated empire expansion through the use of idle equity sitting within rental properties that have held for a number of years with no financing activity. Ever wonder how that person you know from a distance all of a sudden seems to own several rentals in no time? It is highly likely they acquired all of the properties either in batches or all at once through the use of this highly efficient and effective loan program that surprisingly, so few investors really understand. A portfolio loan is retained by the lender originating the loan and usually does not enter the secondary mortgage market for buying and selling. Use this program to build your real estate empire.